New Credit Card Breach Information for Target Shoppers


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Reported by: Lynn Casey
Updated: 12/27/2013 11:07 pm Published: 12/27/2013 10:50 pm


Another blow for Target customers: thieves who stole credit card information from 40 million customers got even more than that. Today Target announced the stolen data also included debit card pin numbers.

If you shopped at Target during the breach from November 27th to December 15th it means you're going to want to change your PIN number. 

But a local man who helps set up companies to take credit cards says you need to do more than change your PIN.

"It made me really grateful I hadn't shopped here recently enough to get my credit card information stolen," said one local shopper after Target announced the security breach.

But 40 million other customers weren't so lucky. Thieves stole financial information Target had stored from customers who used credit and debit cards at the swipe terminals in checkout lines.

"Stuff like this happens all the time, but probably smaller scale," says David White. He owns Hathaway 51.

Target announced Friday those thieves didn't just get account numbers, names and security codes. They were also able to access debit card PINs that had been entered by customers at those checkouts.

"A debit card can be used anywhere without a PIN number. It basically can run through the credit card network. So having the PIN number is not necessary as long as you've got the card number, the expiration date, and the people have sufficient credit; you should be able to use it," said White.

So those stolen PINs might not be more damaging to the customer. But it ups the resale value of that stolen credit card number on the black market.

"You can buy these off websites online. And the more information you start adding to that, the more the value of the stolen card goes up," says White.

If you haven't noticed suspicious activity on your card that could just mean nobody's used it yet. But the key word is "yet". Changing your PIN won't be enough if they already have everything else.

"All changing the PIN number does is keep somebody from going and wiping me out at an ATM. I'm asking my bank for a new card. Why take a chance?" says White.

Since Target first announced this security breach more than a dozen customers have filed federal lawsuits. The Department of Justice is investigating how this could have happened in the first place.

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The views expressed here do not necessarily represent those of KOKI FOX23 - Tulsa

Mayor Maynot - 12/30/2013 12:02 PM
0 Votes
Hmmm it's been a long time since I shopped at target. Looks like I'm not going out of my way to change that.

MichaelC - 12/28/2013 4:42 PM
1 Vote
I know I shopped at Target with my credit card during that timeframe. So far no fraudulent charges, but I'm still waiting for the shoe to drop. I figure now is a good time to get a new, and better, reward credit card that hasn't been compromised. There's this rewards calculator at http://www.creditcardtuneup.com/ that calculates your expected rewards for your entered spending pattern. It's helpful in choosing a new, better rewards card.
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