Auto liability insurance includes both bodily injury coverage, should you injure someone while driving, and property damage, should any property be damaged as a result of your driving. Damages under bodily injury include medical bills and lost wages of the person injured. The person injured can also sue for pain and suffering, depending on regulations of the state. Most states require that you carry at least a minimum amount of bodily injury coverage. Because it is usually less expensive to damage property than to injure people, property damage coverage is often less expensive than bodily injury coverage and can be purchased in smaller amounts. Check with an insurance professional for more information about auto liability coverage requirements in your state.
©2006 Crossroads Mobile. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.